What do the insurance companies(in Maryland) consider a sports car?
ezio audit
I'm looking into getting a 1997-2001 Mitsubishi eclipse or a 1997-2004 Toyota celica. I've talked to different people around here and some say they consider them sports cars and others r saying that they r family cars because they have 4 seats and you can put people in the back. So I'm thinking that cars like Nissan 350z's and corvettes are sports car to them. Pls help me! I don't want to pay the insurance of a sports car. Is there a way I could get around it if they are considered sports cars.
Answer
Sports cars in Maryland are almost always two door cars. The insurance surcharge for sports cars only applies to the collision and comprehensive coverages not the liability coverage. Further a ten year old car is seldom insured for the comp and collusion.
Sports cars in Maryland are almost always two door cars. The insurance surcharge for sports cars only applies to the collision and comprehensive coverages not the liability coverage. Further a ten year old car is seldom insured for the comp and collusion.
What would some good suggestions for owning your first sports car?
Vidal
I'm thinking about buying my first sports car since I want to drive something a bit more flashy and more personal than my SUV that I've had for a pretty long time now. Are there any suggestions on what would be a good first sports car? As obviously stated before, I've own a vehicle. I just had my SUV since I lived in Massachusetts and now that I live in South Carolina, I want something a bit more edgey to drive in the summer when I head to other states and beaches. Thank for the suggestions and serious inquiries only!
Answer
There is a large range of sports cars available to you. I'll mostly deal with new cars because used car markets vary from place to place and its quite difficult to tell what is good and what isn't.
on the entry level range you have cars in the 27-35k price range which include Scion FR-S/Subaru BRZ, Hyundai Genesis 2.0T, Chevrolet Camaro V6, Ford Mustang V6, Mazda MX-5 Miata.
The Japanese cars (scion/subaru, mazda) don't have much horsepower but have a very low weight and balance that provides great handling.
The American cars have great horsepower but their heavier weights and somewhat aged suspension technology on the mustang mean that they wont be as good on a racetrack but they can be great fun on the road and empty parking lots.
The Hyundai I've found to be a nice split in between the 2 classes with a bit of lean towards the Japanese style preferring low weight and balance rather than brute power.
In the middle of the range you have cars like an upgraded engine Mustang, Camaro, Genesis, Nissan 370Z, Chevrolet Corvette, Porsche Cayman, Porsche Boxter, Audi TT, BMW Z4.
On the high end you have Porsche 911s, Nissan GT-R, Audi R8 4.2L V8, Aston Martin V8 Vantage, Corvette ZR1, Dodge Viper, Jaguar XKR-S, BMW M3, Mercedes C63 AMG, Audi RS5, Lotus Evora.
on the supercar range (though I doubt you are interested) there is the Lamborghini Gallardo, Ferrari 458 Italia, Mclaren MP4-12C, Mercedes SLS AMG, Aston Martin Vanquish, Lotus Exige S
Above entry level and mid ranges, cars focus more on balance than specs like power or weight as a priority. for example, look at Lotus Exige which uses its low weight to make the most of it's non impressive small and not very powerful engine to accelerate as fast as a much larger engined Audi R8.
Each car in any range has it's unique features and you should examine your lifestyle and what you want from your car to make a choice. If you like to show off or be flashy think about a convertible option.
If you like to just have fun like drag racing or doing donuts in an empty parking lot look for a car that values horsepower over weight. Avoid cars with all wheel drive as they require dangerous speeds to slide around and have fun in.
If you like sporty handling look for a car with a low weight and even weight distribution between the front and rear of the car with a sport tuned suspension. cars with all wheel drive have very good drive balances with little understeer and oversteer for a very good racetrack experience.
Remember that the higher level of sportiness the more uncomfortable the car will be as those cars have extra stiff suspensions to keep the car flat while cornering.
It's always a good idea to test drive every car in the price range you are looking at. Be sure to explore all aspects of a car before making your choice, it would be a shame if you have to get rid of your car because of something you didn't think about when buying.
There is a large range of sports cars available to you. I'll mostly deal with new cars because used car markets vary from place to place and its quite difficult to tell what is good and what isn't.
on the entry level range you have cars in the 27-35k price range which include Scion FR-S/Subaru BRZ, Hyundai Genesis 2.0T, Chevrolet Camaro V6, Ford Mustang V6, Mazda MX-5 Miata.
The Japanese cars (scion/subaru, mazda) don't have much horsepower but have a very low weight and balance that provides great handling.
The American cars have great horsepower but their heavier weights and somewhat aged suspension technology on the mustang mean that they wont be as good on a racetrack but they can be great fun on the road and empty parking lots.
The Hyundai I've found to be a nice split in between the 2 classes with a bit of lean towards the Japanese style preferring low weight and balance rather than brute power.
In the middle of the range you have cars like an upgraded engine Mustang, Camaro, Genesis, Nissan 370Z, Chevrolet Corvette, Porsche Cayman, Porsche Boxter, Audi TT, BMW Z4.
On the high end you have Porsche 911s, Nissan GT-R, Audi R8 4.2L V8, Aston Martin V8 Vantage, Corvette ZR1, Dodge Viper, Jaguar XKR-S, BMW M3, Mercedes C63 AMG, Audi RS5, Lotus Evora.
on the supercar range (though I doubt you are interested) there is the Lamborghini Gallardo, Ferrari 458 Italia, Mclaren MP4-12C, Mercedes SLS AMG, Aston Martin Vanquish, Lotus Exige S
Above entry level and mid ranges, cars focus more on balance than specs like power or weight as a priority. for example, look at Lotus Exige which uses its low weight to make the most of it's non impressive small and not very powerful engine to accelerate as fast as a much larger engined Audi R8.
Each car in any range has it's unique features and you should examine your lifestyle and what you want from your car to make a choice. If you like to show off or be flashy think about a convertible option.
If you like to just have fun like drag racing or doing donuts in an empty parking lot look for a car that values horsepower over weight. Avoid cars with all wheel drive as they require dangerous speeds to slide around and have fun in.
If you like sporty handling look for a car with a low weight and even weight distribution between the front and rear of the car with a sport tuned suspension. cars with all wheel drive have very good drive balances with little understeer and oversteer for a very good racetrack experience.
Remember that the higher level of sportiness the more uncomfortable the car will be as those cars have extra stiff suspensions to keep the car flat while cornering.
It's always a good idea to test drive every car in the price range you are looking at. Be sure to explore all aspects of a car before making your choice, it would be a shame if you have to get rid of your car because of something you didn't think about when buying.
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